A few days ago I stumbled across The Rules of Life by Richard Templar on a friend’s bookshelf, in which he reveals his “personal code for living a better, happier, more successful kind of life”. Eminently readable, reassuring, even motivational I understand that Mr Templar has also tackled the notty problems of work, management, wealth and parenting. I wonder what he’d make of The Rules of Moving House………….
Many of my clients come to me because they want to avoid the stress of moving. The areas that seem to cause most stress are lack of communication from the estate agent or the solicitor handling the conveyancing, lack of time to get things done and the uncertainty and feeling of powerlessness leading up to exchange of contracts. The whole process of buying and selling can be difficult to manage because there are delays and long periods of uncertainty and inaction followed by short periods of frantic activity. It’s no wonder it can send stress levels soaring.
Playing by a set of Rules can help you gain some control over the process and act as a stressbuster.
- Put your home in order.
Give yourself time to prepare your house for sale, collect the relevant information about it and order a Home Information Pack. This is all work which needs to be done and doing it early in a planned way can speed up the sales process and avoid stressful last minute tasks.
- Help your agent sell your house.
Forge a good relationship with your agent. Be as flexible as you can about viewing arrangements and proactive in your approach without being aggressive. Be prepared to accept a slightly lower offer particularly from a buyer in a strong position.
- Do your homework.
Agree your mortgage offer in principle as early as possible and research the market so that you’re realistic about what you can afford. Instruct a solicitor to do the conveyancing. An organised buyer will make the estate agent love you more and treat you better.
- Weigh up your buyer and/or seller.
Take a good look at the circumstances of the seller of the property you like and the buyer of your own property and make decisions accordingly. Being part of a long chain is fraught with difficulties. Accepting an offer from anyone who hasn’t yet sold or hasn’t sorted out their finance can lead to problems. Equally if you are the buyer don’t expect to be chosen above others if you haven’t sold or have no idea whether you can afford what you’ve offered.
- Sharpen up your communication skills.
Be open, friendly and businesslike in all communications and expect the same from the agent and your solicitor. A solicitor who is happy to use email is a good thing! Such a person is more likely to keep you up to speed with developments at more regular intervals. Silence is stressful!
- Get more organised
Draw up a realistic timetable. Carry out tasks as soon as you can but don’t try to get ahead of the game because if something goes wrong you’ll end up with the headache of having to do everything twice. Get quotes for removals but don’t book until exchange of contracts has taken place and a completion date is fixed. Deal with paperwork promptly.
Living by these Rules can lead to that illusive better, happier, more successful kind of sale.
Until next week…
Cally
